Aarp 2027 social security cola projection

On 6 October 2026, AARP released an updated analysis regarding the anticipated Social Security Cost-of-Living Adjustment (COLA) for 2027. Based on the latest Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) data, experts are projecting a modest increase for beneficiaries as the economy continues to stabilize. While the final official percentage will not be determined until the Bureau of Labor Statistics releases the September 2026 data later this month, AARP’s current assessment suggests a COLA in the range of 2.2% to 2.5%. This projection reflects a cooling trend in inflation compared to the significant spikes observed in previous years. AARP emphasizes that while any increase helps retirees manage rising costs for essentials like housing and healthcare, the projected adjustment is notably lower than the 2026 increase. The organization continues to advocate for policy discussions surrounding the long-term solvency of the Social Security trust funds, noting that these annual adjustments remain a critical lifeline for millions of older Americans relying on fixed incomes to navigate the current economic landscape.